Member Resources Fees

Fees

Insufficient Funds

Insufficient Funds Fee for returned checks
$25.00
Insufficient Funds Fee for returned ACH transfers
$25.00
Insufficient Funds Transfer from Share Account for ATM transactions
$10.00
Insufficient Funds Transfer from Share Account for one-time Debit transactions
$10.00

Insufficient Funds Transfer from Share Account for all other transactions

$5.00

Checking Account Fees

First Order of Checks
Free
Stop Payment (Stop on check applies for six months)
$20.00
Copy of Check
$5.00
Debit Card - All point of Sale Transactions
Free
Debit Card - ATM withdrawals and transfers
12 free/month
Debit Card - Transactions beyond 12 in any month
$1.00 each
Debit Card - Replace Debit Card
$10.00
Debit Card - Balance inquiries at the ATM 
$1.00 each
Debit Card - PIN Reminder
Free

Account Fees

Primary Account closed within 90 days of opening 
$5.00
Inactive Account- No activity for a primary account under one member's number for a consecutive 12-month period with a balance of $100 or less, if not using any other products or services.
$5.00/month
Returned Mail (incorrect address)
$5.00
Deposit Item Returned
$20.00
Official Credit Union Check -- Payable to yourself
Free
Official Credit Union Check -- Payable to others
$2.00 each
ACH Stop Payment
$20.00
Current Statement Copy -- Up to 6 months
$2.00
Current Statement Copy - Over 6 months
$5.00
Replace Bank of Castile Check Cashing Card (first two cards are free)
$5.00

Visa Credit Cards

VISA Credit Card Rush Order
$35.00
Visa Credit Card Late Payment Fee
$25.00
Visa Credit Card Replacement Fee
$10.00
VISA International Transaction Fee 
Up to 1%

Loan Payments

Late Loan Payment
$25.00
Deposit Item Returned 
$20.00

Gift Cards

Gift Card Purchase Fee
$2.95/card
Gift Cards - Monthly fee after a continuous 12-month period of inactivity
$2.95/month
Gift Cards - Lost/Stolen Card Replacement
$5.00/card

Services

Copy of Credit Union Bank Check
$5.00
Office Copier Use (per page)
$0.25
Local Fax
$2.00
Wire transfer, Domestic
$20.00
Wire transfer, Foreign
$30.00
Protest Fee
$20.00
Copy of a Lien Release
$10.00 each
Research Hourly Fee 
$20.00

Summer Living Account 

Each early withdrawal of Summer Living Account 
$20.00

Holiday Club

Early Withdrawal of Holiday Club and Close Suffix 
$10.00

Certificate of Deposits

Early Withdrawal of CD - 6 month Term
$20.00
Early Withdrawal of CD - 12 month Term 
$30.00

Money Market Account

Money Market Account Below Minimum Balance 
$15.00

Individual Retirement Account

IRA Transfers during first 10 business days in January
Free
IRA Transfers during first 10 business days in July
Free
IRA Transfers during any other time
$20.00

Miscellaneous Fees

Third party check cashing at the credit union office
$5.00
Transfer to an account at another credit union
$5.00

Member Resources

We're committed to providing resources and benefits that enhance our members' lives.

Have a question? Contact us.

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