Loans Rates

Loan Rates

Rates and loan terms are determined based on applicant's past credit history, current credit score and financing options. Financing available to qualified borrowers. Terms and conditions subject to credit union approval. Rates are subject to change. Prime Rate (PR) as reported by the Wall Street Journal.

All Rates are subject to change. To apply online, view our online applications.

Vehicle Loans

All model years financed.
Terms up to 72 months available.

As low as 2.25% APR*

Boat / Recreational Vehicle / Other RV Loans

All model years financed.
Terms up to 120 months available.

As low as 6.70% APR*

Personal Loans

Up to 36 months

As low as 10.20% APR*

37 to 72 months

As low as 11.20% APR*

VISA Credit Cards

VISA Classic

11.99% APR*

VISA Gold -- with up to 1% Cashback

8.99% APR*

Line of Credit

Terms up to 36 months

13.60% APR*

Graduate Education Loan

Up to 96 months

As low as 5.75% APR*

Home Equity Loan -- Contact Us to apply

As low as 5.25%

Home Equity Line of Credit -- Contact Us to apply

6-month Introductory Rate

0.99% APR**

Contract Rate

PR+Margin**

Conventional

In Partnership with OwnersChoice Funding

* Annual Percentage Rate. The rates and loan terms are determined based on applicant's past credit history, current credit score and financing options. Financing available to qualified borrowers. Terms and conditions subject to credit union approval. Rates are subject to change.

**Contract rate applies after the introductory rate has expired. May vary monthly but never to exceed 18%. May be subject to a 2% maximum annual adjustment, up or down, in a 12-month period. Prime Rate (PR) as reported by the Wall Street Journal. $150 application fee.

Ready To Get Started On Your Loan?

Apply Today

See All Rates | Contact a Loan Specialist at (585) 247-1090

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