Fee Schedule
Current as of 09/26/2024
| Membership/Account/Loan | Fees |
|---|---|
| First check order for a new checking account | Free |
| Official Checks | 3 free/month then $2.00 |
| Stop payment (Check or ACH) | $25.00 |
| Primary account closure within 90 days | $5.00 |
| Inactivity fee: No activity within the Member relationship for a 12 month period on accounts with a daily balance below $100 | $5.00/month |
| Returned mail fee | $10.00 |
| Insufficient funds fee | $25.00 |
| Returned check fee | $25.00 |
| Loan Late fee | $25.00 |
| Club Account Excessive withdrawal fee | 1 free/month, then $15 |
| Early withdrawal penalty - 12 month term or less | 90 days interest |
| Early withdrawal penalty - terms longer than 12 months | 180 days of interest |
| ATM/Debit/Credit Card | Fees |
|---|---|
| Gates Chili FCU ATM | Free |
| Credit Union Network ATM transactions | 12 free/month, then $3 |
| Replace lost/damaged debit or credit card | 1 free/year, then $10 |
| Visa Credit Card Rush order | $50.00 |
| Visa Credit Card Late fee | $25.00 |
| VISA International Transaction Fee | Up to 1% |
| Gift Cards | Fees |
|---|---|
| Gift Card Purchase Fee | $4.95/card |
| Gift Cards - Monthly fee after a continuous 12-month period of inactivity | $4.95/month |
| Gift Cards - Lost/Stolen Card Replacement | $8.00/card |
| Miscellaneous | Fees |
|---|---|
| Domestic Wire Fee | $25.00 |
| International Wire Fee | $50.00 |
| Protest fee | $25.00 |
| Lien Release Replacement | $10.00 |
| Statement copy | up to $5.00 each with a max of $25 |
| Copy of cleared check | $5.00 |
| Hourly Research Fee | $25.00 |
| Non-member check cashing fee | $10.00 |
